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TRC-20 vs ERC-20: which USDT network should you use?

Same coin, two networks, very different fees. How to choose, and how not to lose money picking the wrong one.

The short answer

What the difference is

Fees and speed

How to tell addresses apart

If the address starts with T, pick TRC-20. If it starts with 0x, pick ERC-20.

What happens if you pick wrong

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